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Participation Trophy Mentality

  So, #whathadhappenedwas, I wanted you guys to Join the Crawl Before You Ball Revolution and over four hundred of you did… well, almost.  Folks happily signed up, paid the $1 fee, incented others to join and then nothing else happened.  Only a few people completed their budget planners and fewer than that actually submitted their #whathadhappenedwas videos.  I didn’t really need or really want the $1 fee. The fee was symbolic, actually. It was a way to force you to take your first action step towards financial freedom.  I must admit that this was a...

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When Black Friday & Cyber Monday lead to Title Loan Tuesday

Hola, After seeing all of the footage of folks showing out on Black Friday, I literally hurled the remote control at my television and stomped out of the room.  Do you think that I was overreacting?  I don't.  Why oh why are folks willing to camp outside in the freezing cold (in some areas) for days to get a golden ticket to spend money that they know good and damn well that they don't have at stores that don't give a rat's ass about them?  This is a national crisis!  I think that this behavior has...

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