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When Black Friday & Cyber Monday lead to Title Loan Tuesday

Hola,

After seeing all of the footage of folks showing out on Black Friday, I literally hurled the remote control at my television and stomped out of the room.  Do you think that I was overreacting?  I don’t.  Why oh why are folks willing to camp outside in the freezing cold (in some areas) for days to get a golden ticket to spend money that they know good and damn well that they don’t have at stores that don’t give a rat’s ass about them?  This is a national crisis!  I think that this behavior has to be a form of mental illness. My husband, a renowned psychiatrist, disagrees with me.  Dr. Purselle says that it is just plain greed and herd or mob mentality.

What do you think? Have you ever participated in #blackfriday? I have to admit that I did once seven years ago.  I was in North Carolina visiting my in laws for Thanksgiving and wanted to have a fun outing with my mother in law.  We got up at four in the morning and braved frigid temps at Best Buy to try to get all of our nieces and nephews holiday gifts.  I had fun people watching with my husband and mother in law, but the shopping experience was far from fun.  I have never done it again since.

Americans need to be willing to have an open and frank discussion about personal finance.  The definition of insanity is doing the same damn thing over and over again and expecting a different result.  So, why do we participate in this ritual every year knowing full well that we don’t have disposal income to support this addiction?  Folks actually plan to skip paying for NEEDS like keeping a damn roof over their head just to overspend on black Friday.  So, they ball out on black Friday, ball even harder on cyber Monday and are the first ones in line with a sad face on Title Loan Tuesday because somehow they forgot that their rent is due in a couple days!

Stop the cray cray!!!!  Now, don’t get me wrong, I am not saying that you can’t EVER acquire “stuff” aka WANTS, I am just saying that you need to budget for it.  That’s why I say Crawl BEFORE you Ball not CRAWL for the rest of your damn life, never have fun, and die!  Trust me, I like nice things (the things that I like are typically appreciating assets like real estate and antiques – catch the shade, lol) so I do routinely allow myself to have WANTS.

Join the Crawl Before You Ball Revolution of less ballin’ and a whole hell of a lot more crawlin’!

Smooches,

Buffie Purselle

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